Company Pension Plan

Peace of mind for your employees and for the entire company

Ensuring that your employees have the best possible pension plan is an essential part of their terms of employment. A good pension plan boosts employee satisfaction and provides your employees with financial security for the future.

Company Pension Plan

A company pension plan is often a company’s second-largest personnel expense after salaries, and it is the area that is most often managed with the least attention. It is also the area where responsibility only becomes clear when something goes wrong:

When an employee gets sick

When an insurance claim needs to be processed

When a policy turns out to be insufficient

At FR, the company pension plan is both a management responsibility and a human responsibility.

It’s not just about structure and costs. It’s about whether the system works in practice:

That the coverage is relevant and up-to-date
That the investment is well thought out
That the employee understands their plan
That the company is not on its own in its dialogue with the pension provider

We advise the company on an impartial basis and, at the same time, ensure that each employee is treated fairly.

A company pension plan with FR is not a standard agreement. It’s a plan we take responsibility for—even when things get complicated.

Our Process

How to Get Your Business Started

01 We provide a documented overview

We’ll start by analyzing your current pension plan—coverage, costs, investment structure, and terms—so we can get a clear picture of how the plan works in practice. The initial analysis is free of charge for the company. It’s our responsibility to ensure that the foundation is well thought out.

02 We're setting a course

Based on the analysis, we present our overall assessment and the options that are relevant to your company. The decision is made by the company—based on the information provided.

03 We take responsibility for the implementation

Once the direction has been chosen, we assist with implementation and ensure a smooth transition for employees. We hold informational meetings and offer individual counseling to all employees. We then monitor the program on an ongoing basis. If an employee needs help, we take charge of the matter and see it through to the end.

That's why companies choose us as an independent partner

When a company chooses a pension advisor, it’s all about trust. Many companies find that their pension plan works, but that it is rarely evaluated critically. Employees’ lives change. The market changes. Legislation changes. The pension plan should be evaluated on an ongoing basis in light of these changes.

Companies choose FR because we combine impartiality with accountability:

We provide advice based on our in-depth knowledge of the market

We'll let you know if something isn't working

We engage in dialogue when something needs to be changed

We will never accept a solution that we cannot stand behind ourselves, no matter what the pension company says

We act as an extension of HR. When employees get sick, need to file an insurance claim, or face challenges in their dealings with their pension provider, we take over and see the matter through to the end. For the company, this means peace of mind and a clear overview. For the employee, it means that someone is truly on their side.

We cover every aspect of your employees’ retirement—and provide peace of mind from day one

Independent and personalized pension advice that puts people first.

We offer impartial and holistic advice to your employees across companies and plans. This gives employees a comprehensive overview and an informed basis for decision-making. Our advice is tailored to each individual’s life situation and aspirations, and we involve the entire household because personal finances are a shared concern.

Our experienced pension specialists combine solid professional expertise with a genuine interest in helping the employee sitting across from them.
Employees experience the same personalized approach every time, with thorough answers and high availability, regardless of whether the inquiry is simple or complex. We build trust through relationships.

The result: employees who are in control of their finances, confident in their choices, and secure about the future—and a company that offers a meaningful and tangible employee benefit.

Customer Testimonials

See what our customers say about us

"I had never given retirement a second thought. But even with 40 years left in the workforce, I realized just how important it really is."

"I actually thought I had my pension and insurance covered... but there was more to be gained. You feel more informed about your own pension, and there are no questions you can't ask. In the end, my husband transferred his pension that same day, too."

"I was treated as an equal, and my pension was explained to me in language I could understand. You have nothing to lose, and you might end up getting much more out of your pension than you think."

"I've received professional advice and a clear overview of what works and what needs to be adjusted so that my pension serves me better in terms of both returns and insurance coverage. I highly recommend the pension advisory services offered by Finansrådgiverne."

"I was really just like most people—curious about my retirement and hoping for more peace of mind. The advice has given me peace of mind and the confidence that my money will be managed properly for my retirement. All in all, it was a really good experience, and something I highly recommend."

Contact Us

If you have any questions or would like to discuss your options, our customer coordinators and administrative staff are ready to help you.