TIPS FOR A MORE PROSPEROUS FUTURE
FR helps you get a clear picture of your pension plan—whether you’re an individual, an employee, self-employed, or otherwise representing a company.
How We Work
When you choose us as your retirement advisor, you get one thing above all else:
Advice that’s always on your side—never anyone else’s. We help you get the most out of your retirement savings, whether you’re an individual, an employee, self-employed, or otherwise representing a company. Our focus is simple: to create real, measurable value for you—now and in the future.
You'll gain clarity and peace of mind:
Pensions and insurance can seem complicated. We make them simple and easy to understand, using language that makes sense.
You'll get:
- Clear insight into your pension plans and insurance coverage.
- Overview of Your Options
- What to Expect When You Retire
- Focus on Costs
We start with your current situation—your finances, your existing arrangements, and your plans for the future—and translate the numbers into a concrete and clear basis for decision-making.
You'll receive impartial advice:
- We work only for you and no one else
- We compare solutions across the entire market
- We do not receive any commission from the bank or pension companies
Banks and pension companies only advise on their own products. We advise you on what’s best for you—and nothing else.
You'll get optimization and better solutions:
With our in-depth knowledge of the pension market, we identify specific opportunities for improvement in the vast majority of cases—whether in terms of returns, insurance coverage, or costs.
That means more options, better coverage, and more money for you when you retire.
We provide advice to help you build a more prosperous future.
Areas of Expertise
Types of Counseling
Financial Advice
Get personalized and impartial retirement advice tailored specifically to your needs.
Core Values
Decency
We do the right thing, even when no one is watching
Transparency
We're putting all our cards on the table
Impartiality
We work for our clients, not for the pension companies
Mindfulness
We build relationships, not just client cases
Value Creation
We deliver measurable improvements for our customers
Why Personalized Advice Makes a Difference
Your retirement savings and investments should be tailored to you and your goals. With personalized retirement planning, you’ll gain a clear overview, receive concrete advice, and feel confident in your choices. Together, we’ll plan your finances and create opportunities that give you the freedom to live the life you want.
We're sitting on the same side of the table as you
When you seek advice from your bank or pension provider, they recommend their own products.
At FR, things are different. Impartiality means:
We work exclusively for you
We compare solutions across the entire market
We do not receive any commissions from banks or pension companies
This ensures that you:
- Objective advice
- Full transparency
- Solutions tailored to your needs and budget
Banks and pension companies only advise on their own products. We advise you on what’s best for you—and nothing else.
Customer Testimonials
See what our customers say about us
Contact Us
If you have any questions or would like to discuss your options, our customer coordinators and administrative staff are ready to help you.